Saving for something together, like a holiday, a deposit or a new sofa, tends to live in someone's head or a note on one phone. Each of you puts money aside in your own way and nobody's quite sure where the total stands, so the deadline sneaks up and the plan gets quietly smaller.
Here the household shares one goal, say "Japan by June". Anyone in the household adds what they put aside, or takes something out, and the goal shows the total so far, the amount remaining and what's needed each month to make the deadline. If the household budget has a savings category, the goal can follow it, so what everyone who shares their budget puts there counts by itself, shown apart from what was added by hand. It also works for counting things instead of money, like ten family hikes this year. Each person's own goals stay private; only the goals you make for the household are shared, and you can see who added what. To be straight about the tiers: whoever creates the household needs a Premium plan and every other member needs Basic or higher; the goal tracker on its own is free. Start with the free tracker below.