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A financial goal tracker for the goals behind the money

Goal Setter · free · no signup

Numbers are the easy bit; sticking to them isn't

Financial goals have a peculiar failure mode: the maths is simple ("save $15k for a deposit in two years is about $625 a month") but the follow-through spans years, and years are exactly where good intentions erode. Knowing the number was never the problem; staying pointed at it through 24 months of life is.

This tracker turns a financial goal into milestones and a plan you check in on, so a two-year target has waypoints instead of being one distant cliff. It's the goal side of things — pair it with the Expense Tracker for the day-to-day money. Just try it: set the target and the deadline, and let it break the long haul into steps you can actually hit.

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Common questions

What financial goals should I track?
Common ones: an emergency fund, a house deposit, paying off debt, or an investment target. Anything with a number and a deadline benefits from milestones. Set yours above.
How is this different from a budgeting app?
A budgeting app tracks your day-to-day spending; this tracks progress toward a specific goal over time. They're complementary — use the Expense Tracker for the month, this for the multi-year target.
Part of The Artifacts Lab — privacy-first tools for money, health and daily life. No bank login, no subscription.