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Living across two currencies makes "what did I actually spend" surprisingly slippery

Expense Tracker · free · no signup

A home currency and a local one, side by side

If you live abroad, or travel enough that your statement reads like a world tour, a tracker built around a single currency stops fitting fast — your rent might be in baht while you still think about savings in euros. What most expats actually want isn't a live forex terminal; it's a steady way to see spending in the currency they earn in and the one they spend in, without doing mental arithmetic at every coffee.

This tracker does that as a two-currency setup: you pick a primary and a secondary currency and set the conversion rate yourself (a rate you trust, rather than a feed that shifts by the hour), and it shows the converted figure alongside. To be straight about it, that dual-currency view sits in the Basic tier (under $1/month), and the free version works in one currency — so if the two-currency picture is the whole point for you, Basic is the small unlock. Nothing connects to a bank. Try the free tracker below first to see if the rest fits how you work.

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Common questions

Does it convert between currencies automatically?
It uses a conversion rate you set yourself rather than a live exchange feed, then shows the converted amount alongside the original. That's deliberate (a fixed rate you chose is steadier for budgeting than one that moves every hour), though it does mean updating the rate yourself when it drifts too far.
Is the two-currency feature free?
The free tracker works in a single currency. The dual-currency view (a primary and secondary currency with your own rate) is part of the Basic tier, which is under $1/month — a small unlock if tracking across two currencies is the main thing you need.
Part of The Artifacts Lab — privacy-first tools for money, health and daily life. No bank login, no subscription.