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A free expense tracker (no subscription, no catch)

Expense Tracker · free · no signup

Which kind of "free" are you actually getting?

"Free" in personal finance apps usually means free-for-now, or free-until-you-hit-the-limit, or free-if-you-connect-your-bank-so-we-can-monetise-the-data. Fair enough — companies need to make money. But it's worth knowing which kind of "free" you're signing up for.

This one is the plain kind: no subscription, no bank login, no account required to start. Your expenses live in your browser, you categorise them, and it shows you where the money actually goes. There's an optional paid tier for the deeper automated stuff, but the core tracker — the bit most people want — stays free. Just try it and see your spending in a couple of minutes.

▶ Live Expense Tracker — free, no signup Open full screen →

Common questions

Is it really free?
The core expense tracking is free, with no subscription and no bank connection. There's an optional paid tier for advanced/automated features, but you never hit a wall on the basics.
Do I need to connect my bank?
No — that's rather the point. You add expenses manually or import a statement file; nothing connects to your bank, and your data stays in your browser.
Part of The Artifacts Lab — privacy-first tools for money, health and daily life. No bank login, no subscription.